The best savings plan to use to save for your retirement income.
Request a quote to start investing and grow your wealth with us
Recommended for any person, your wealth status does not matter.
Retirement should be the best time of your life.
There should be no financial worries
One should travel the world
It’s a dream that should become thru
The savings you make towards your retirement is guaranteed worth it. But start early. See what R100 can do for you till your retirement.
The Benefits of using a Retirement Annuity to save for your Retirement
Premiums can be deducted from tax. (For every R1 you contribute you get a amount equal to your tax rate back from SARS)
Funds are excluded from any creditors claim. Giving you solvency.
At death, the fund value is not included in your estate duty calculation.
By having more than one retirement annuity give you more diversification and options of products you can retire from at different ages.
The Maximum contribution per year for tax deduction purposes is R350 000. Contributions there after is not deductible but have a tax advantage at retirement.
You can have excess to funds from age 55. Depending on the value, you can make a full withdrawal or invest as follows.
1/3 of it you can get as lump some – tax applicable for amount over first R 500 000
2/3 off it must be invested in a Living or Life Annuity. More about living annuities.
How do we assist you in reaching your retirement goals
When you apply for a retirement annuity from us. We do minimum 5 quotes at different investment houses.
We compare the costs and estimated end values for you, and you can choose the preferred option, to continue with.
We assist you in signing up at the investment house and from there on we monitor the growth and advice accordingly on regular basis.
Our services includes updating your insurance portfolio and financial plans on a yearly basis, or your preferred basis.
Calculate how much I need to save for my retirement
Other Investment Options
Endowments
A Investment Type with a term.
It includes education plans
Can be Lump sums or monthly payments
Unit Trust
A investment with no term- it is open ended
Can be lump sums or monthly payments
Tax Free Investment
A investment with no term- it is open ended
Can be lump sums or monthly payments.
Limits do apply to the maximum contributions per year
Growth is tax free
Education Planning
Education cost calculator – supplied by Old Mutual
Request an Education Savings or Other Quote
These investments grow your funds by investing in other funds or they invest in shares or companies directly
About Us
We are an Independent Financial Advisor company with over 18 years experience in the long term and short term insurance market
We also provide the following products and services :
Life Cover
Vehicle and Content Insurance
Medical Aids
Gap cover